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E-Commerce

A logical step for most businesses or non-profit organizations that have a presence on the internet is to allow customers the ability to purchase products or donate directly through the website. The convenience of an e-commerce website design not only saves customer's time, but it can also save your organization a great deal of labor and cut down on credit card processing fees.

Let Cornerstone Websites help you increase sales by offering secure payment options using a dynamic Zen-Cart shopping cart or a hard coded, static Mals E-Commerce shopping cart system. When you accept secure payments online, it will give your customers the confidence to order without hesitation.

Speak with a professional or schedule a consultation >

View current PayPal processing rates >

Current PayPal Money Market Rates > 

View current Google Checkout processing rates >

Sign up for PayPal and start accepting credit card payments instantly.
PayPal E-Commerce
Google Checkout E-Commerce
Authorize.net

How Does E-Commerce Work?

Their are a couple of items that your website design will need before a customer will be able to purchase items online. They include:

  • Merchant Account

  • Credit Card Processor (Gateway)

  • Shopping Cart

When a customer clicks on the order or donate button, there are hidden codes within the website design that pass the order on to a secure and safe shopping cart.  The cart stores the product's coding and displays the item. It will then ask for the appropriate billing, shipping, and personal information (no credit card data is requested yet).

After the customer has filled out all of the required data in the cart, they select a payment option and are forwarded to the credit card processor. This processor allows for a variety of credit card and denomination options.

Following the payment process, money is posted to a merchant account. This is an account set up for all funds that are captured by credit card for your business.

Note: An optional tool called "Virtual Terminal" will also allow you to post payments manually online with telephone and mail orders.

Credit Card Processor Comparison

Type of Account

PayPal Standard

PayPal Pro

Google Checkout

Authorize.net

Checkout area

On PayPal

On the Site

Do customers need a special account?

No

No

Merchant account

X

X

Virtual Terminal Availability

X

VISA, Mastercard, Discover, Am. Express

X

X

Fraud Protection

X

X

Cost per transaction
(rates dependant on transaction amount per month)

1.9%-2.9% + $0.30

2.2%-2.9% + $0.30

Churches and Non-Profit Donations

At Cornerstone Websites, we recommend using PayPal or Google Checkout to accept online donations due to its popularity among donors, no monthly cost, and low fees.

NOTE: As with any e-commerce sale, Cornerstone Websites does not receive any fees or commissions from donations.

Business E-Commerce Solutions

Dynamic Zen-Cart Database Website

All of our database driven websites are set up utilizing the popular Zen-Cart E-Commerce software. This program is easily administered through an online panel. The Zen-Cart panel allows the owner to edit, add, remove, or turn off products, change shipping and payment options, and keep track of customer ordering trends. We will design a Zen-Cart template to be implemented in your online store.

A database-driven, Zen Cart website design can be set up using PayPal Payments Standard, PayPal Payments Pro, Google Checkout or Authorize.net.

View sample FREE Zen-Cart designs here >

Hard Coded E-Commerce Website

Hard coded e-commerce websites are built with the Mals E-Commerce shopping cart system - in association with Authorize.net, PayPal Payments Standard/Pro, or Google Shopping Cart.  This type of website is recommended for a smaller store (less than twenty products) where products do not change often.  Updates for these items are easily coded by Cornerstone Websites.

E-commerce shopping cart installation is considerably easier during the initial setup of a website design, however, it can also be installed after the website is built.

If the products are being coding during site build, the price is $2.99 per item. Products that are coded after the site is online cost $4.99 each.

Standard Shopping Cart
There are no recurring costs associated with this type of system. The standard cart is ideal if you do not mind having customers pay on the template based PayPal Standard processor. The maximum number of orders allowed through the Mals E-commerce cart each month is 1000. This is the most cost efficient option.

Custom Shopping Cart
Because of the upgrade to PayPal Payments Pro and the Mals E-Commerce Premium account there are regular monthly fees of approximately $38.00/month paid directly to these companies (varies based on monthly or annual payment). This shopping cart provides a seamless payment process. Customers will never leave your website and PayPal will be operating in the background of your site. The number of orders allowed on your site per month is unlimited.

For hard-coded, pricing/details chart, click here >

Virtual Terminal

Price: PayPal Standard Customers - $30.00/month
Price: PayPal Pro Customers - FREE

Would you like to process credit card payments by manually entering a customer's information into your account? The "Virtual Terminal" from PayPal is a low-cost alternative to merchant account processing through traditional banks.  The virtual terminal request form can be accessed after logging in to PayPal at www.paypal.com/vt.

Private SSL Certificate (*already included with Static Hard-Coded website designs using Mals E-Commerce)

Installation: $59.99 Installation
Recurring Annual Fee: $59.99

If you have a database-driven Zen-Cart e-commerce website, you will require an SSL certificate. Each website desin that is used for gathering and transmitting customer's information must use an SSL certificate to guarantee the safety of this information. Internet customers expect any personal information they provide via the Internet to remain confidential and integral. The SSL certificate is the only way to secure your online transactions and to show your customers that you really value the confidentiality of their data.

Purchase a private SSL certificate for your website >

Dedicated IP Address

Please note that a dedicated IP address is also required for a merchant account. This will be included in all Diamond hosting plans or may be added on to the Marble hosting plan for an additional $8.00 monthly fee.